Debt Reduction

Part 1: Lost in the Wilderness: My Student Loan Struggle For years, the number $38,000 was a ghost that haunted...

For years, I saw myself as financially competent. I tracked my spending, managed my investments, and prided myself on making...

Part I: Understanding the Starting Point: The Weight of Debt Before embarking on any journey, one must first understand the...

Introduction: The Day I Realized Standard Financial Advice Was Failing My Clients For over two decades, I have practiced as...

Introduction: The 3 AM Reckoning The clock on the nightstand glowed a mocking red: 3:07 AM. Outside, the world was...

Introduction: The Call I’ll Never Forget The phone buzzed on the kitchen counter, its screen lighting up with a number...

My name is Alex, and for the last decade, I’ve been a senior web architect. I build complex, scalable systems...

The Drowning Signal For years, my life was lived against a backdrop of static. It wasn't an audible sound, but...

Introduction: The Crash My name is Alex, and for over a decade, I was a financial practitioner. I built my...

Introduction: Lost in the Financial Fog, Searching for Shore The experience of being overwhelmed by debt is often described not...