Introduction: The Accountant's Hubris For the first two decades of my career, I was a master of the mechanical. I...

Part I: The Unpredictable River: Understanding the Nature of Variable Income The financial landscape for freelancers, gig workers, and independent...

Introduction: The Sunday Night Dread It used to begin as a low hum in the background of my Sunday afternoon,...

I used to think consolidating federal student loans was simple. For years, as a financial advisor, I saw it as...

Introduction: The End of the Line For years, I was the model student of personal finance. I did everything you’re...

True, sustainable financial health is not an act of deprivation but a process of intelligent design. The conventional language of...

Introduction: The Paradox of a Wounded Healer I remember the moment with perfect clarity. It was a few years into...

For years, I believed I was doing everything right. As someone who lives and breathes data, my financial life was...

The glow of the laptop screen cast long shadows across the room, illuminating a stack of unopened envelopes on the...

For years, I was a credit card collector. My wallet was a thick, chaotic brick, bulging with over eight cards...